Florida Foreclosure Defense Basics

What is Foreclosure Defense?  – Foreclosure Defense at The Owens Law Firm is a combination of legal defenses, financial stability planning and solutions negotiated outside of the legal system. When you retain The Owens Law Firm, we will respond to your lawsuit with solid legal defenses that will prevent the mortgage company from taking your home without a fight. We handle all legal aspects of your case and explain how and why we file the motions and defenses on your behalf. In addition, we conduct a thorough financial analysis and create your personal financial strategy to get you through your current crisis. We also assist in negotiations with the bank or mortgage company.

Can I really fight my foreclosure? – Yes you can. Many homeowners have defenses to a foreclosure that allow them to win or delay the foreclosure lawsuit. The Owens Law Firm will identify your best legal defenses to help you take back control of your situation and stop the mortgage company from taking advantage of you. You can use these defenses to leverage your position in seeking a loan modification or to allow you the time to explore a short sale, a deed in lieu and investigate other options.

You only have 20 days to respond to the foreclosure summons/complaint. – From the date that you receive your summons or complaint, the clock is ticking. To protect your rights, you must respond in writing within 20 working days or lose the right to do so.  Even if you do not know for certain if you want to keep your home you still should respond to the Court within the prescribed 20 days.  To discuss your options please contact our foreclosure attorney to learn more.

How long does a foreclosure take in Florida? – This is one of the most important and often asked questions. Unfortunately there is no common, clear cut answer. How long you can remain in your home depends on a number of things including the status of your case, the defenses that are available, proper presentation of those defenses and even how many cases are backlogged in our courts.  However, a Florida Foreclosure Defense Attorney can help you maximize the amount of time you have in your home while facing foreclosure.  We will explain to you all of your options and help you determine the right path.  A proper foreclosure defense will determine the amount of time a foreclosure takes in Florida.

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