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All content and images shown on this site are for educational purposes only. We cannot guarantee the information here will apply to your situation. For a complete and individual analysis of your situation please call the office to speak with an attorney. The Owens Law Firm focuses on Bankruptcy, Chapter 7 and Chapter 13, foreclosure defense, creditor harassment, and asset protection throughout the Tampa Bay area including, Tampa, Lutz, Brandon, Temple Terrace, Riverview, Valrico, New Tampa, Clearwater, St. Petersburg, Largo, Dunedin, Gulfport, New Port Richey, Port Richey, Trinity,Dade City, Zephyrhills, Land O'Lakes and all surrounding areas of Hillsborough, Pinellas and Pasco County. The consultation is free.