Welcome to The Owens Law Firm. My name is Timothy Owens, and my colleagues and I are dedicated to representing financially distressed individuals and families. We are here to help you to understand and fight for your rights. We have helped hundreds of people just like you resist being bullied and taken advantage of by banks, mortgage companies and scam artists. As you are probably well aware from reading the news, the foreclosure situation is in major turmoil, especially here in Florida. Many of the major foreclosure law firms, banks and mortgage companies are being investigated for alleged misconduct. Our courts are overloaded with cases. The fact is that most of the foreclosure lawsuits being filed in Florida are improper. They rely on inaccurate and blatantly false documents designed to hide the history of ownership of your mortgage and note. Now, more than ever, you need your own team of professionals who are on your side.
Here at The Owens Law Firm, we will explain the many options that can provide relief for you even in these difficult times. We can help you restore your confidence, get back in control of your life, and find a renewed financial peace of mind. Even if you decide to file bankruptcy, it is important that you understand that you can get credit again, and you can get a mortgage loan and buy a new house again. You can emerge from your current troubles far stronger than even before, as so many have done. You do not have to be Donald Trump or a celebrity or politician to fight back and win.
Don’t let guilt or lack of legal knowledge make you feel powerless. The key is for you to act. Sooner rather than later, and forcefully and aggressively, carefully following a plan of attack designed specifically for you and your needs.
This website is intended to give you a better understanding of what you are facing and the resources available to you. It will not provide the detailed legal answers and specific approach that you will need to most effectively defend your interests. That can only result from working with a professional, reputable firm such as ours. But we hope to demonstrate as quickly and clearly as possible some of the main reasons why you should strongly consider retaining legal counsel, and to answer many of the most common questions we hear time and again from the clients who come to us feeling totally confused and hopeless.

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All content and images shown on this site are for educational purposes only. We cannot guarantee the information here will apply to your situation. For a complete and individual analysis of your situation please call the office to speak with an attorney. The Owens Law Firm focuses on Bankruptcy, Chapter 7 and Chapter 13, foreclosure defense, creditor harassment, and asset protection throughout the Tampa Bay area including, Tampa, Lutz, Brandon, Temple Terrace, Riverview, Valrico, New Tampa, Clearwater, St. Petersburg, Largo, Dunedin, Gulfport, New Port Richey, Port Richey, Trinity,Dade City, Zephyrhills, Land O'Lakes and all surrounding areas of Hillsborough, Pinellas and Pasco County. The consultation is free.