An automatic stay is a court order that goes in to effect after you file bankruptcy. For many people this is the most tangible benefit of filing bankruptcy. This court order prevents your creditors from trying to collect any debt from you from the moment you file bankruptcy. This means that they cannot phone or write you, harass or threaten you, and above all, they cannot sue you.
Quite simply, it is the automatic stay that gives you the immediate relief from debt collectors. If a debt collector, or anyone that has been listed in the bankruptcy, contacts you without specific permission from the court, you have the right to sue. The automatic stay provides protection from all debt collection activities and allows you breathing room to begin your financial recovery.
To learn more about the automatic stay and the benefits that a bankruptcy can provide, contact our bankruptcy lawyer.
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All content and images shown on this site are for educational purposes only. We cannot guarantee the information here will apply to your situation. For a complete and individual analysis of your situation please call the office to speak with an attorney. The Owens Law Firm focuses on Bankruptcy, Chapter 7 and Chapter 13, foreclosure defense, creditor harassment, and asset protection throughout the Tampa Bay area including, Tampa, Lutz, Brandon, Temple Terrace, Riverview, Valrico, New Tampa, Clearwater, St. Petersburg, Largo, Dunedin, Gulfport, New Port Richey, Port Richey, Trinity,Dade City, Zephyrhills, Land O'Lakes and all surrounding areas of Hillsborough, Pinellas and Pasco County. The consultation is free.
