We are consumer protection lawyers dedicated to helping people just like you throughout the state of Florida. We provide a wide range of services specifically tailored to provide our clients with the absolute best results possible at the best prices in Florida.
Our practice areas include debt relief, foreclosure defense, bankruptcy, creditor harassment, and real estate just to name a few. We look out for your best interests and are there for you when you need us most.
Whether you are facing a foreclosure, are considering bankruptcy or simply want to develop a debt relief strategy, our attorneys can will provide you with the knowledge and tools you need to succceed. Our attorneys follow a unique and comprehensie system that ensures all of your needs are met.
We accomplish this with our unique 4 step system that ensure you receive the best advice and most complete strategy to overcome your debts.
Step 1. Analysis. We take the time to understand you and the issues that are most important to you and your family; not just today but looking towards the future as well. We review your debts, your assets, income and expenses as well as discuss any expected changes.
Step 2. Diagnosis. After fully understanding your specific situation we will be able to identify the specific cause(s) of your debt problems. Although many are obvious, such as the loss of a job or a pending foreclosure, often times we are able to identify additional factors that should be addressed.
Step 3. The Cure. Your customized strategy. Armed with the information gathered in Steps 1 and 2 we develop your specific debt relief action plan. We explore and review with you ALL available options. We will discuss the pros and cons of each option with you, so you can make an informed decision and take immediate steps to fix your problems. We can begin your representation and the first steps of your debt relief strategies as early as the first day you contact us.
Step 4. Prevention. A unique aspect of our Debt Relief Action Plan is in preventing future problems. We will help you undersand your new budget, and get you started on the path to credit repair. We can review your credit report to find false or misleading information and help you fix your credit report problems. We also offer credit report reviews free of charge to our clients to ensure that your credit report remains accurate moving forward.
We hope you take the time to explore our website to learn more about your options. Our attorneys are trained in all aspects of debt relief, including foreclosure defense, bankruptcy options, creditor harassment, and credit card defense. We also provide legal help with Short Sales, Loan Modification and Debt Consolidation. The Owens Law Firm is designed to address ALL of your debt questions.
We know you are bombarded with information from the media, from friends and from advertisements. Often these ads are from disreputable scam artists offering “solutions” to repair your credit, consolidate your debt or modify your loan. Usually these “solutions” are too good to be true. We will help you wade through all the information that is out there, answer all of your questions and show you what will really work for you and what will not.
We take the time to thoroughly understand you, and for you to understand us. Your initial consultation is free, and although you will receive a wealth of information, there is no pressure for you to retain our firm. You are completely free to take the knowledge and resources that we provide for further review. It will provide you with a solid foundation to build from.
However, please remember that your problems will not just go away by themselves. Waiting to deal with them may just make things worse. You may also lose some of your available options the longer you delay. We can usually schedule your free consultation within 24 hours of your call, and start providing the services you need to recover and rebuild your life. Contact us now with any questions you may have, or to schedule your free consultation.
The Owens Law Firm, P.A. has offices throughout the Tampa Bay area, and now serves the entire state of Florida. The firm’s main practice areas are Foreclosure Defense, Debt Reduction, Short Sale Negotiations, Creditor Harassment, Consumer Protection, Bankruptcy Chapter 7, and Bankruptcy Chapter 13. Mr. Owens is a member of the National Association of Consumer Bankruptcy Attorneys, the National Association of Consumer Advocates and the Florida Bar, and a graduate of Max Gardner’s renowned Bankruptcy Boot Camp.