



The short answer is it depends. Many factors determine how long a foreclosure takes in Florida. This answer may be different depending on which county the lender filed their foreclosure suit. For example, how long a foreclosure takes in Pasco County tells us nothing about how long a foreclosure takes in Hillsborough County, even when the facts of the case are identical. The good news is that you have some control over how long the foreclosure process takes in your case. No matter what your ultimate goal, our foreclosure defense attorneys will help you reach that goal.
If you need more time in the property, or to explore a strategic default, a loan modificaion, or even to strip a second mortgage via a bankruptcy we can help. No matter what you situation you owe it to yourself and your family to make an informed decision that not only addresses your foreclosure case, but also protects your future. Our foreclosure attorneys utilize a Four Step Debt Relief analysis to identify the best foreclosure defense strategy for you.
Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. The filing of a bankruptcy has many advantages and can be used for a wide variety of reasons. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization.
Chapter 7 bankruptcy comes under the liquidation category. It's called liquidation because the bankruptcy trustee may take and sell ("liquidate") some of your property to pay back some of your debt. However, you may keep property that is protected (also called "exempt") under state law. There are several types of reorganization bankruptcies, but Chapter 13 is the most common type for consumers. In Chapter 13 bankruptcy, you keep all of your property, but must make monthly payments over three to five years to repay all or some of your debt.
Most people that face a foreclosure or bankruptcy today never expected to be in this situation. They feel embarrassed, overwhelmed and lost. Many are confused and desperate to find the right solution. This is why we developed a 4 Step Debt Relief Action Plan to analyze and develop your best debt relief strategy. Our attorneys understand what you are going through, because we have helped hundreds of individuals and families, just like you. Our foreclosure and debt relief solutions are specifically designed to solve your most difficult debt problems. We will identify and explain your best options and design a customized debt relief action plan that will give you back control of your life and give you the fresh start you deserve. The most important thing for you to know is that there is definitely hope, and a solution available. We will address all of your debt related concerns. Please explore this website or call us today to see what we can do for you. We solve your debt problems. Contact an experienced debt relief attorney today to learn more about the many benefits our customized foreclosure and debt relief solutions can offer such as:

If you are facing foreclosure, bankruptcy might be your best option. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months, while a Chapter 13 bankruptcy may allow you time to pursue a loan modification or strip off a second lien or mortgage on the property. Bankruptcy and proper bankruptcy planning offer powerful tools in your fight against the foreclosure industry. At present the bankruptcy laws allow a lien strip under certain circustances in a Chapter 7 case which until recently was almost impossible. The benefits of bankruptcy are often remarkable and can help in ways that will surprise you. Continue reading or contact us today to take advantage of our Free Consultation and see if bankruptcy is the solution.
The robo-signing scandal is an opportunity for homeowners to challenge foreclosures in court, negotiate with lenders, and buy time. The recent foreclosure crisis has created a massive amount of corruption and out right fraud in America's banking industry. The number of foreclosures in America that are based on fraud is impossible to know for sure, but it is clearly in the millions. The recent attorney general settlement barely scrapes the surface of the massive and pervasive fraud which now drives most of Florida's mortgage foreclosure lawsuits. Indeed the fraud has even begun to decay the foundation of our courts. Is Fraud involved in your foreclosure lawsuit; if its from one of America larger banks its a distinct possibility.
Read on to learn about the massive robo-signing problem and what it means for homeowners.
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law. Bankruptcy is effectively used to stop wage garnishments, stop a foreclosure sale, modify your mortgage, lien strip a second mortgage, reduce car payments, eliminate certain taxes and of course reduce the entire debt liability and give the filer a fresh start.